Protect your business from unexpected events
General Liability Insurance is one of the most essential types of insurance for any business, offering protection against common risks that could lead to costly legal claims. It’s designed to cover a wide range of liabilities a business might face in its day-to-day operations.
What Does General Liability Insurance Cover?
Bodily Injury
If a customer, client, or visitor is injured on your business premises, general liability insurance can cover their medical expenses, legal fees, and potential settlements or judgments.
Property Damage
This coverage helps pay for the cost of damages to someone else’s property caused by your business operations.
Personal and Advertising Injury
This includes things like defamation (slander or libel), copyright infringement, or advertising mistakes that lead to lawsuits.
Legal Defense Costs
Legal costs can be expensive, even if the claim is ultimately dismissed. General liability insurance helps cover the cost of defending your business in court, including attorney fees, court costs, and settlements.
Completed Operations
This applies to situations where a service or product you provided causes harm or damage after the work is completed.
Why Do You Need General Liability Insurance?
Protects Your Business from Lawsuits
No matter how careful you are, accidents and mistakes can still happen. General liability insurance provides coverage against the financial costs of defending your business in a lawsuit.
Building Trust with Clients
Many clients and business partners require proof of insurance before entering into a contract. Having general liability insurance shows that you're serious about risk management and business stability.
Required by Law or Lease Agreements
Some states or local municipalities require certain types of businesses to carry general liability insurance. Additionally, landlords often require tenants to have this coverage as part of their lease agreement.
Affordable Coverage for Broad Protection
Compared to the protection it offers, general liability insurance is relatively affordable. For many small businesses, it’s one of the best ways to protect against a wide range of risks without breaking the bank.
Why Choose Us?
We offer robust general liability coverage that safeguards your business from a wide range of potential risks, including bodily injury, property damage, and advertising mishaps. Whether you run a small shop or a large enterprise, our policies are designed to meet your unique needs.
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